combsandco


Feature Friday – Top 10 TV Shows!

“I liken actors and movies and TV shows to football teams. We all have our favorite ones.” Kristoffer Polaha

2021:22

The boob tube.  The idiot box.  The small screen.  Whatever you call it, the inanimate TV is not always looked upon in a favorable light.  Well, that doesn’t mean the shows that stream through the telly haven’t impacted us in favorable ways.  So that’s what we’re focused on during this episode of Did You Know That?

Stephanie Rodin makes a celebrated return to the channel (first repeat guest) to talk about her – and my – top 10 TV shows of all time.  Like all lists we’ve talked about, this is subject to change, but you should expect that by now.

So how do our lists (below) compare to yours?  Where do you agree/disagree/have no idea?  Let us know if any these would make your list or put your own list in the comments.

Just a reminder about what Stephanie does when she’s not watching TV, check out the contact points below.

Website: https://rodinlegal.com/

LinkedIn: https://www.linkedin.com/in/stephanierodin/

Twitter: @Rodinlegal

Music: “Easy Money” by Rex Banner via Artlist

Stephanie’s List

1. The West Wing

2. Sons of Anarchy

3. Six Feet Under

4. The Golden Girls

5. All In The Family

6. Quantum Leap

7. The Carol Burnett Show

8. The Daily Show with John Stewart

9. House

10. Dallas

Sean’s List:

1. M*A*S*H

2. Buffy/Angel/Firefly

3. The Carol Burnett Show

4. The Six Million Dollar Man

5. Person of Interest

6. Seinfeld

7. The Expanse

8. Cosmos (Carl Sagan)

9. Bosch

10. Mission:Impossible



Tenacious Tuesday with Tara Faquir

Your Skills Are Transferable:

There is a common trend in some incredible successful women these days, they tend to start in one industry – build some serious life skills & then are able to pivot into a totally different unrelated field that they never thought they’d end up in. 

Today’s guest Tara Faquir Co-Founder of Trustate sits down with us to tell us all about her journey from her widely successful, exciting retail life at Nordstrom & Rent The Runway which led to a huge pivot into a little non-profit called Girl Scouts & landed her right to where she is at today – running a remarkably untouched industry with her best friend whom she met during a college transition. 

Tara, like all of our guests defines unstoppable. She knows her strength & more importantly when it’s time to pivot to her next challenge. Listen along as she shares her journey & teaches us how although we may not see it now but our skills are incredibly transferrable if we just took some time to look harder into our day to days.

Check out Tara on LinkedIn and https://www.trustate.com/

Click here to listen to the lastest episode!



Feature Friday with Andy Schulkind
July 2, 2021, 4:49 pm
Filed under: Uncategorized | Tags: , , ,

“One good thing about music, when it hits you, you feel no pain.”  Bob Marley

2021:21

Live concerts.  That’s what I missed most during the COVID pandemic.  The keyboard on which I type this is more musical inclined than I am, but music… music inspires a reaction in me unlike any other medium.  And that’s what I find so mysterious about music – it’s simply vibrations in the air.  But all human cultures have some form of music or rhythm.  The combination of those vibrations can perform magic.

This Top 10 episode of Did You Know That? – musical acts – was the toughest list for me to generate, as it was for my guest, Andy Schulkind.  In fact, as you’ll find out in this episode, Andy was the genesis of this Top 10 series.

We’ve given you our lists (see below); what say you?  Where do you agree/disagree/have no idea?  Let us know if any these would make your list or put your own list in the comments.

If you’re curious what Andy does when not opining on music, check out the below.

Website: https://www.andigo.com/resources/

LinkedIn: https://www.linkedin.com/in/andrewschulkind/

Twitter: @AndrewSchulkind

Music: “Easy Money” by Rex Banner via Artlist

Andy’s List

1. The Who

2. Paul Simon

3. Thelonious Monk

4. John Coltrane

5. Dave Brubeck

6. Abby Lincoln

7. B.B. King

8. The Style Council

9. Frank Zappa

10. Chet Atkins

Sean’s List:

1. Maynard James Keenan (Tool/A Perfect Circle/Puscifer)

2. David Bowie

3. Rush

4. The Police

5. Silversun Pickups

6. Godsmack

7. The Beatles

8. Duran Duran

9. Guns N Roses

10. VNV Nation

#music #top10music #top10list #andigo #didyouknowthat #indulgeyourcuriosity #youtubechannel



Feature Friday with David Temple & Sean O’Rourke
June 18, 2021, 6:03 am
Filed under: Uncategorized | Tags: , , , ,

“So many books, so little time.” Frank Zappa

2021:20

This might just be me, but I’ve often thought, the best reason to integrate a computer with my brain is so I could read 100 books a day.  But then I think, that would defeat the whole purpose of the experience.  While I don’t read as many physical books as I used to (Kindle & audio predominate), turning pages is still a joyful accomplishment.

David Temple and I met in 1996.  Our friendship grew over talks about books, movies, TV, music, writing, etc., etc., etc.  So there’s no one I wanted to kick off the Top 10 List of Did You Know That? episodes than him.  David, being the author of many a novel, gets books.

Our lists are below (the episode highlights why we chose these).  Let us know if any these would make your list or put your own list in the comments.

You can learn all about David and his works via the various channels below.  His latest novel, “The Impostor,” will be released on July 1, 2021.

Books: https://geni.us/DavidTempleBooks

Podcast: https://davidtemplebooks.com/podcasts/naked-monday (or wherever you get your podcasts)

LinkedIn: https://www.linkedin.com/in/davidetemple/

Twitter: @davetemple

Instagram: davidtempleauthor

Music: “Easy Money” by Rex Banner via Artlist

David’s List:

1. The Four Agreements (Don Miguel Ruiz & Janet Mills)

2. The Force (Don Winslow)

3. Into the Black Nowhere (Meg Gardiner)

4. On Writing (Stephen King)

5. The War of Art (Steven Pressfield)

6. The Silence of the Lambs (Thomas Harris)

7. The Power of Now (Eckhart Tolle)

8. Savage Son (Jack Carr)

9. The Chain (Adrian McKinty)

10. Falling (T. J. Newman)

Sean’s List:

1. The Bourne Identity (Robert Ludlum)

2. The Road (Cormac McCarthy)

3. Alexander Hamilton (Ron Chernow)

4. Muhammed Ali (Thomas Hauser)

5. Days of Grace (Arthur Ashe)

6. Jurassic Park (Michael Crichton)

7. Arkham Asylum: A Serious House on Serious Earth (Grant Morrison & Dave McKean)

8. Man’s Search for Meaning (Viktor Frankel)

9. Into Thin Air (Jon Krakauer)

10. The Fountainhead (Ayn Rand)



Tenacious Tuesday with Gretta Zutz

Fertility Isn’t A Dirty Word – How Opening Up About It Changed Everything

Fertility is a hush hush topic that unless you’re in it, many don’t understand. Time to shake that up.

Gretta Zutz sits down with us today to share her journey, how opening up about her story changed everything for her and her family and how she is now dedicated to implementing fertility in her financial services practice in order to support her clients & friends.   If you’d like to have a conversation with Gretta about support groups, any doctors she used etc., feel free to connect with Gretta directly on LinkedIn by clicking HERE!

https://podcasts.apple.com/us/podcast/fertility-isnt-dirty-word-how-opening-up-about-it-changed/id1525146944?i=1000524507164

To connect with the Try & Stop Me Podcast host, Colleen Blum, click HERE!



Feature Friday with DYKT? Snippets

“Fall down seven times, stand up eight.” Japanese Proverb

Resilience is a foundational component of human nature and business.  The ability to get up sometimes is all that separates the successful from the also-rans, because getting knocked down is unavoidable in many instances.  Like cyber.

The phrase du jour about cyber is, it’s not if but when you’ll experience a cyber event.  Unfortunately, this is not hyperbole; it’s 99.782% fact, especially for businesses.  So what’s a business to do?  Get resilient.

DYKT? Snippets Ep. 3 touches on cyber resiliency, cyber risks, and where cyber insurance fits into the picture.  The five videos take less than 20 minutes but could prove invaluable in preparing your business for the inevitable.

Music: “Camaro” by Oliver Michael via Artlist



Tenacious Tuesday with Chelsea Whalley
May 18, 2021, 12:15 pm
Filed under: Uncategorized | Tags:

Her Inspiring Road To Alignment with Chelsea Whalley

We all get taught at a young age, make a plan for your life and follow that plan until you accomplish your goal right. Heck we talk about that here… 

 But what do you do when life happens right smack in the middle of that journey? Where is that clear path in life when you’re facing an unexpected injury that you have no control over when or if it heals? 

Chelsea Whalley Partner & COO of J Donovan Financial had just that, her vision was set, she knew exactly where she was going in life. On her way to becoming a doctor, mid season into her college softball career when a freak accident happened during warm ups. In that moment whether she knew it or not, her whole life was about to be completely redirected as the injury she faced was about to bring her far bigger challenges and a totally different path in life.

Listen along as she shares her inspiring journey, the struggles through healing and how she was able to find the strength & alignment back within herself and her life regardless of how life tried to knock her off course.

 “I will never question again whether I have the strength to go through something hard.” – Chelsea Whalley @benefitsboss

Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/try-and-stop-me/id1525146944#episodeGuid=3d8e1b3d-f1e1-4f80-bf81-0a6727ac22f7

YouTube:



Feature Friday with Jay Shifman
May 14, 2021, 5:35 am
Filed under: Uncategorized | Tags: , , , ,

“The attempt to escape from pain, is what creates more pain.” Gabor Maté

2021:18

Addiction.  I think it’s a topic misunderstood by all but the addict themselves.  So who better to talk about addiction, misuse/abuse, and the road to recovery than someone who has lived it?

Jay Shifman’s story isn’t entirely unique or salacious.  In some ways, it’s the typical roller coaster associated with addiction and recovery.  But Jay Shifman’s view of his addiction, recovery, and how he helps others struggling with his former demons is very different from the common broadcasts around the topic.  That’s why he’s joining me on this episode of Did You Know That?

You can reach out to Jay via his myriad of contact points:

Website: https://campsite.bio/cys_jay

Instagram: jayshifman

LinkedIn: https://www.linkedin.com/in/jayshifman/

Twitter: @CYS_Jay

Music: “Everybody Get Up” by Ian Post via Artlist



Blue Cross Blue Shield Settlement Updates
May 13, 2021, 10:00 am
Filed under: Affordable Care Act, Blue Cross, Combs & Company, Important Notice

You and/or your employees may be receiving information about a Blue Cross Blue Shield Class Action Settlement soon. 

You may be eligible to submit a claim if you are an INDIVIDUAL, INSURED GROUP (and their employees) or a SELF-FUNDED ACCOUNT that purchased or was enrolled in a Blue Cross or Blue Shield from February 7, 2008 through October 16, 2020.  This includes groups (and their employees) purchasing coverage through an Association Plan that utilizes one of these insurance companies.  

The Net Settlement Fund is estimated to be approximately $1.9 billion after attorney fees, administration expenses and other costs are deducted from the total $2.67 billion Settlement Fund. 

We can not estimate how much you might be eligible to receive as it will be based on the number of claimants and several other factors.  If the total payment for any claimant is equal or less than $5.00, no payment will be made. 

To learn more, please visit the official Settlement Website:  http://bcbssettlement.com  

THE INSIDER LEGISLATIVE UPDATES BROADCAST
Click the play button below for a broadcast where Colleen Patterson, Director, Employer Services and Compliance, and Christine Guzzardo, J.D., Senior Employer Services Specialist, ERISA, discuss the latest updates on the Blue Cross Blue Shield Settlement. 

Below is also some additional contact information for your reference.  



5 Things Every Small Business Owner Should Know About The American Rescue Plan Act
May 12, 2021, 1:40 pm
Filed under: Uncategorized | Tags: , , ,

by Gene Marks

Black Chalkboard with Handwritten Business Concept – Small Business – on Black Office Desk and Other Office Supplies Around. Top View. 3d Rendering. Toned Image.

The $1.9 trillion American Rescue Plan Act of 2021 aims to help the American economy recover after a long and difficult year of shutdowns and hardships related to the COVID-19 pandemic. If you’re a small business owner, here are the five things you need to know about it:

1. More businesses are eligible for PPP loans Until May 31

Not only did the Paycheck Protection Program (PPP) receive an additional $7.25 billion as part of the legislation, but more small businesses are now eligible to apply.

The program was expanded to include internet-only news and periodical publishers with more than one location. Larger 501(c)(3) organizations and veteran organizations that employ not more than 500 employees per physical location can participate now as well. The broader eligibility standards also allow larger 501(c)(6) organizations, domestic marketing organizations, and additional covered not-for-profit entities that employ not more than 300 employees per physical location to apply for program benefits.

Via a directive from the Biden Administration prior to the passage of the bill, independent contractors and sole proprietors who apply for the loan can now use “gross income” (line 7 on their Schedule C tax form) instead of “net income” as a means to calculate their loan availability, a change that will greatly expand the size of the loans for many.

Most of the other conditions of the program still apply, including second-round loans that are targeted toward businesses that have experienced a decline in revenues and an expansion in the types of expenses that can be used for forgiveness.

On March 25, Congress extended the Paycheck Protection Program application deadline. The legislation will set a new application deadline of May 31, allowing the Small Business Administration (SBA) to continue processing applications for up to 30 days past the new date.

2. There’s a new, grant program for restaurant and bar owners.

It’s called the Restaurant Revitalization Fund, and it is designed for restaurants, bars, food stands, food trucks, food carts, caterers, saloons, inns, taverns, lounges, brewpubs, tasting rooms, taprooms and any licensed facility or premise of a beverage alcohol producer where the public may taste, sample, or purchase products, or other similar place of business in which the public or patrons assemble for the primary purpose of being served food or drink.

Those entities can receive up to $10 million as compensation for any reduction in revenues they experienced in 2020 compared to 2019. The money must be spent on certain things like payroll and operating costs.

The legislation allocated nearly $29 billion to this fund, with $5 billion set aside for eligible applicants that have 2019 gross receipts of $500,000 or less. The bill also charges the Small Business Administration (SBA) with awarding grants in “an equitable manner to eligible entities of different sizes based on annual gross receipts.” During the first 21 days of the grants, the SBA will prioritize applications from restaurants owned and operated or controlled by women, veterans, or socially and economically disadvantaged individuals.

Applications for the fund are not available as of this writing but will eventually be found on the Small Business Administration’s website.

3. More grants are targeted at businesses located in low-income communities.

A low-income community is generally defined as where the average income of its residents is 50-80 percent of the average income of its surrounding communities. If the SBA determines that your business is located in one of these areas, then you may be eligible for a special grant.

The bill designated $15 billion for grants for businesses located in low-income communities that have no more than 300 employees and that have suffered an economic loss of more than 30 percent, as determined by the amount that the entity’s gross receipts declined during an eight-week period between March 2, 2020, and Dec. 31, 2021, relative to a comparable eight-week period immediately preceding March 2, 2020.

In addition, and no later than 14 days after the American Rescue Plan Act is enacted, the SBA must initiate a two-week period of accepting applications from any applicants that previously applied for targeted Advances under the Economic Injury Disaster Loan program and, because of lack of funds, did not receive the amount to which they were entitled.

The SBA can also make grants of $5,000 to “severely impacted” small businesses, which are eligible entities that have suffered an economic loss of more than 50 percent and have no more than 10 employees. Following that, the SBA can make $5,000 grants to “substantially impacted” businesses, which are those with no more than 10 employees that can demonstrate a loss of between 30 percent and 50 percent.

If you’re in an affected area, you can apply for these grants directly on the Small Business Administration’s website.

4. A new tax credit will help pay for your employees’ health insurance.

Because it’s been around for so long, many employers and their workers recognize the Consolidated Omnibus Budget Reconciliation Act of 1985, better known as COBRA. The Act allows employees to continue their health care coverage with their employer for a set period of time even after parting ways by continuing to pay their health insurance premiums.

When companies were involuntarily forced to lay off workers as a result of the pandemic, many workers risked losing their health coverage because they couldn’t afford the premiums. The American Rescue Plan Act now provides businesses with a tax credit that will effectively reimburse them for the cost of covering these premiums. The credit expires on September 30 and comes with other limitations, so it’s best to speak to your tax or payroll advisor about your particulars.

5. Finally, two additional (and generous) tax credits have been extended.

The Employee Retention Tax Credit allows companies who were either partially or fully shut down in a quarter or experienced a revenue decline of more than 20 percent in any quarter of 2021 (or 50 percent in any quarter of 2020) compared to 2019 to receive a generous (up to $7,000 per employee per quarter in 2021) tax credit against the payroll taxes owed. The credit can be taken even if you’re participating in the Paycheck Protection Program (although you can’t use the same payroll amounts to both calculate forgiveness and for the credit) and is calculated on your quarterly federal 941 payroll tax return. What’s great about this credit is that it’s refundable – if the credit is larger than the taxes owed you can get cash for the difference.

The American Rescue Plan Act extends this credit through December 31.

Although the requirements of the Families First Coronavirus Response Act became voluntary in 2021, if you’re still providing compensation to employees who miss work because of COVID-related illness to themselves or family members, you can still claim the tax credit associated with the Act to get reimbursement. Eligible reasons for missing work have been expanded to now include vaccinations and their side effects.

This credit is also taken on your quarterly federal 941 payroll tax return and has now been extended through September 30.

Click Here for the original article!