combsandco


Insurance 101: What is a Formulary Drug

pexels-photo-259027.jpegCheck our our quick video to understand what you need to know about Formulary Drugs!

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ShowMe the money: How to charge fees in a commission-based practice

pexels-photo-259027.jpegBack in college, I worked for the University of Missouri, and to this day, the coolest job I’ve ever had was working as an event manager for the Hearnes Center. This is where the magic happens when it comes to concerts and sporting events. During that time, I got to work with some amazing people, one of whom happened to be Bob Dylan. And as Bob once said, “For the times they are a-changin.” As benefits professionals, boy, don’t we know it!

I’ve had a lot of great role models in my life and one of my most incredible ones has been my mother. Like me, she was an entrepreneur. She owned a Merle Norman Cosmetics Studio and a travel agency in my hometown of King City, Missouri. My mom had worked for a number of years in the travel industry with American Airlines and Auto-Train (later sold to Amtrak) in Washington D.C., before relocating to Missouri with my father and working for a small travel agency. She later opened her own, and I remember that she saw a major shift taking place in the industry when the airlines decided that they were no longer going to pay travel agents fees on airline tickets. She made the decision to start charging fees and I remember her telling me, “If you don’t value your time, no one else will.”

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Wonder Woman Wednesday: What’s the Good News, Ladies?

Happy Holidays! Man, this year went by quick! We are in the home stretch of open enrollment in our office and we are definitely looking forward to a break, as we have been very busy! It has been so much fun to meet so many wonderful women in our industry this year from around the country and feel inspired by their stories. I’m very happy to share the news of Erika, Grace and Pam as we round out the year, and the remarkable things they have been doing in 2017. Have fun getting to know these exceptional women. I know I did!  Click here to read more!



What’s the good news, ladies? March Madness edition

 

March Madness is upon us!  This is one of my favorite times of year!  It sounds like bracketology will be interesting this year, as there really aren’t any major standouts, so anyone can be Cinderella at the ball!  I’ve been also gearing up for speaking season and looking forward to heading out to Denver to speak at the WIFS / NAIFA event. I will then be heading to San Diego for the BenefitsPRO Broker Expo and I’m looking forward to making some new friends from around the country!

This month, I’m very excited to introduce you to my new friends, Paula, Allison and Cerrina!  These women are doing fantastic things in the industry and I’m very happy to have them be part of the WTGNL Crew!

Click here to read about Paula, Allison and Cerrina!

 



WIFS LeadHER Blog – Finding Your Tribe

Tribe

Growing up in a town of fewer than 1,000 people in the northwest corner of Missouri I always had a sense of who I was and where I was from. Yet, when I moved to New York City, fresh-faced and fancy free right out of college, the realization that there were more people on my subway train each morning on my way to work than in King City, Missouri was a little daunting at times.

 
My father encouraged me to “find my tribe” and look up the University of Missouri Alumni Chapter in NYC after getting settled. He explained to me that I would have an instant connection with these people as we had a common bond of the University, and that we would just “get” each other without having to explain a whole lot. And they would also know that Missouri is in the center of the US, something that New Yorkers still seem to have trouble locating when I tell them where I’m from.

 
Fast forward about five years when I became fully immersed in the insurance and financial services industry, one that I feel has incredible opportunities for women, yet we still hover around 14 percent of the industry. It was very apparent that I needed to find a new “tribe,” one that would just “get” me in this aspect of my life. I found this with WIFS.

 

Click Here to read the rest of the story!

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Charity Profile – Girls Inc

Combs & Co Logo 11-16 (2)Combs & Company’s last charity shout out of the season for 2017 is for Girls Inc!  The network of local Girls Inc. nonprofit organizations serves girls ages 6-18 at more than 1,400 sites in 400 cities across the United States and Canada. Their research-based programming is delivered by trained professionals who focus on the development of the whole girl, supporting, mentoring, and guiding girls in an affirming, pro-girl environment.  There, girls learn to value their whole selves, discover and develop their inherent strengths, and receive the support they need to navigate the challenges they face.

Girls Inc. girls live healthy and active lifestyles and are less likely to engage in risky behavior; they are eager to learn, successful in school, and more likely to graduate from post-secondary education; and they display diligence, perseverance and resilience.



Charity Profile – St. Jude Children’s Research Hospital

Combs & Co Logo 11-16 (2)St. Jude Children’s Research Hospital has always been very near and dear to my heart.  In 1989, my brother, Matthew Combs, was diagnosed with Acute Lymphoblastic Leukemia (ALL) and was treated at St. Jude Children’s Research Hospital in Memphis, TN.  Matt is the longest surviving male bone marrow transplant to have been performed at St. Jude Children’s Research Hospital, dated June, 19th, 1991.  He is now an oncology nurse giving back to critical care patients and paying forward his gift of life.

During this time of year my family is reminded of the true holiday spirit and what a blessing St. Jude Children’s Research Hospital has been to so many through the years.

Happy Holidays!

Susan